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I am a firm believer in the concept of a "life bank", a bank filled with coins that represent the days of our life. Every morning I visualize withdrawing a coin from my bank, never knowing when the bank will be empty, and my life on earth done. The coins value is based on how well I spend it, whether I choose to waste my day or accomplish great things. As a Christian woman I find guidance through prayer and church leaders, but ultimately it is my choice as to how I use my time.

Utilizing the "Mothers Who Know" planner as a tool to maximize the value of my day has been invaluable. I love to sit down on Sunday afternoon after church and plan my week. As a recent graduate of BYU-I Pathway, I learned to schedule the three most important things to be accomplish each day first, then add other tasks. The fun of adding stickers and using colored inks does add to the experience and helps to color code tasks. I have used many other types of planners throughout my life, (62 years old), but this particular planner has everything I need in one place, and can be easy adapted with stickers and washing tape. As a woman, wife, mother, grandmother and Sunday school teacher I have many plates to keep spinning, my planner has a place for all areas of my life even lesson plans. I have even removed pages from last years planner and added them to this year for more writing space.

What difference has this planner made in my life, all the difference in the world. I can schedule my days, plan lessons, keep birthday lists, plan menus, keep notes in class, set goals. I can track my weight, books read, exercise and scripture reading. The options are only limited by the imagination.

Even though I am retired and an empty nester, I am a student in college, the head of a large family organization spanning three generations, and a very active member in my church. My husband and I are preparing for a full time mission in the next couple years after his retirement, so careful planning is needful in our lives. I have been a mother of 4 young children, a foster parent, hosted three exchange students, and now a grandmother of 9, planning is everything. I know this because I tried to run until I was weary, without a plan or house of order. This diminished the value of the coins in my life bank. Yes, my children survived my disorganization, but we could have achieved much more together and with less stress.